You Don't Need a Credit Score or Credit History to Have Your 1st Credit Card

The Student Credit Card from 1st Financial Bank USA® helps you improve your financial future with each purchase.

APPLY NOW

You Don't Need a Credit Score or Credit History to Have Your 1st Credit Card

The Student Credit Card from 1st Financial Bank USA® helps you improve your financial future with each purchase.

HERE FOR YOU

Perks Tailored to Your Student Life

Instant Cash Access

Don't let "Cash Only" signs stop you. Your card works at any ATM of bank with a Visa® logo on it.

Zero Liability

You're never responsible for unauthorized card use. If you didn't buy it, you won't pay for it.

Flexible Payment Options

Pay your full balance, the minimum payment due, or any amount in between. It's up to you.

Experts On Your Side

We've been helping people improve their financial futures for over 110 years.

Easy Account Tracking

Make payments and monitor spending from your phone with our mobile app.

Worldwide Acceptance

Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.

WHY BUILD A CREDIT HISTORY WITH US?

What Our Cardmembers Are Saying

D'TERRAINIQUE

"This card has been a great start to my financial freedom and helped me be more financially literate.”

What Our Cardmembers Are Saying

BROOKE

"I used it to fill up my gas tank! I love that I am building my credit at a young age.”

BRYONNA

"It is helping me build good credit while also improving my personal responsibilities... I am so glad I applied.”

Apply for a Student Credit Card Today

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